Common Features

Effective May 1, 2017

These fees are applicable to all accounts at The Bank of The West. The following fees may be assessed against your account.


Checking Printing Depends on style and quantity
Cashier's Checks $3.00 each

Dormant Account Fee1

Garnishments $25.00
Levies $25.00 

NSF (Non-Sufficient Funds) Charge

Paid Checks
Returned Checks



Overdraft Fee 18% annually2
Statement Reprint $2.00
Statement Reprint with Check Images $7.50 
Account Activity Print Out  $2.00 
Special Statement Cutoff  $2.00
Account Research  $21.00/hour, one hour minimum 
Account Balancing Assistance $21.00/hour, one hour minimum
Stop Payments  $20.00 each
Photocopies  $0.25 each 

Notary Fee3




Amortization Schedule  $10.00
Outgoing or Incoming Collections  $15.00




$1.00 1st page, $0.25 each additional page
$3.00 1st page, $0.25 each additional page

Safe Deposit Box

Lost Key
Drilled Box Fee



Wire Transfers

Domestic Incoming
Domestic Outgoing
International Incoming
International Outgoing



Debit Card Replacement $25.00
Debit Card PIN Replacement $5.00
Foreign ATM Fee4 $1.00 each

1 An account is considered dormant if for 12 months there have been no deposits or withdrawals 
2 Overdraft Fee: you will be charged a daily fee equal to an effective annual rate of 18% interest on any overdraft balance in your account for each business day that the account remains overdrawn.
Note: The categories of transactions for which overdraft and NSF fees may be charged are those by any of the following means: check, in-person withdrawal, Automated Clearing House (ACH) or wire transactions. You will not be charged NSF or overdraft fees for ATM or one-time debit card transactions.
3 No notary fee for absentee ballots
4 Foreign ATM fee applies when using your debit card at an ATM not owned by The Bank of the West.

Notice: We may require not less than 7 days’ notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty.

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