Deposit Rates

Rates are effective November 12, 2019

Savings & Checking Rates

Account

Minimum Balance to Open Account

Minimum Balance for APY

Interest Rate

*APY

MMDA

$1,500.00

$1,500.00

0.50%

0.50%

Super NOW

$1,500.00

$1,500.00

0.40%

0.40%

Savings

$100.00

N/A

0.50%

0.50%

 Certificate of Deposit Rates

TermMinimum BalanceMinimum Balance for APYInterest Rate*APY
91 Day $1,000.00 $1,000.00 0.75% 0.75%
182 Day $1,000.00 $1,000.00 1.40% 1.41%
12 Months $1,000.00 $1,000.00 1.50% 1.51%
18 Months $1,000.00 $1,000.00 1.60% 1.61%
24 Months $1,000.00 $1,000.00 1.65% 1.67%
36 Months $1,000.00 $1,000.00 1.75% 1.77%
48 Months $1,000.00 $1,000.00 1.80% 1.82%
18 Month IRA Variable Rate $1,000.00 $1,000.00 1.40% 1.41%

*APY = Annual Percentage Yield.
A penalty will be assessed for early withdrawal. 
Rates are subject to change without prior notice. 
APY Assumes interest will remain on deposit in order to compound monthly. 
Rates may change after account is opened. 
Fees may reduce earnings on accounts. 

Contact The Bank of the West at 580-661-3541 for questions concerning rates.

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