Deposit Rates

Rates are effective August 14, 2018

Savings & Checking Rates

Account

Minimum Balance to Open Account

Minimum Balance for APY

Interest Rate

APY

MMDA

$1,500.00

$1,500.00

0.50%

0.50%

Super NOW

$1,500.00

$1,500.00

0.40%

0.40%

Savings

$100.00

N/A

0.50%

0.50%

 Certificate of Deposit Rates

TermMinimum BalanceMinimum Balance for APYInterest RateAPY
91 Day $1,000.00 $1,000.00 0.65% 0.65%
182 Day $1,000.00 $1,000.00 1.20% 1.21%
12 Months $1,000.00 $1,000.00 1.50% 1.51%
18 Months $1,000.00 $1,000.00 1.60% 1.61%
24 Months $1,000.00 $1,000.00 1.90% 1.92%
36 Months $1,000.00 $1,000.00 2.10% 2.12%
48 Months $1,000.00 $1,000.00 2.25% 2.27%
18 Month IRA Variable Rate $1,000.00 $1,000.00 1.20% 1.21%

A penalty will be assessed for early withdrawal. 
Rates are subject to change without prior notice. 
APY Assumes interest will remain on deposit in order to compound monthly. 
APY = Annual Percentage Yield. 
Rates may change after account is opened. 
Fees may reduce earnings on accounts. 

Contact The Bank of the West at 580-661-3541 for questions concerning rates.

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