Deposit Rates

Rates are effective February 20, 2018

Savings & Checking Rates

Account

Minimum Balance to Open Account

Minimum Balance for APY

Interest Rate

APY

MMDA

$1,500.00

$1,500.00

0.30%

0.30%

Super NOW

$1,500.00

$1,500.00

0.20%

0.20%

Savings

$100.00

N/A

0.30%

0.30%

 Certificate of Deposit Rates

TermMinimum BalanceMinimum Balance for APYInterest RateAPY
91 Day $1,000.00 $1,000.00 0.35% 0.35%
182 Day $1,000.00 $1,000.00 0.75% 0.75%
12 Months $1,000.00 $1,000.00 1.00% 1.00%
18 Months $1,000.00 $1,000.00 1.20% 1.21%
24 Months $1,000.00 $1,000.00 1.50% 1.51%
36 Months $1,000.00 $1,000.00 1.75% 1.76%
48 Months $1,000.00 $1,000.00 2.00% 2.02%
18 Month IRA Variable Rate $1,000.00 $1,000.00 0.75% 0.75%

A penalty will be assessed for early withdrawal. 
Rates are subject to change without prior notice. 
APY Assumes interest will remain on deposit in order to compound monthly. 
APY = Annual Percentage Yield. 
Rates may change after account is opened. 
Fees may reduce earnings on accounts. 

Contact The Bank of the West at 580-661-3541 for questions concerning rates.

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